Live Abundant Radio with Doug Andrew

Today Doug Andrew discusses strategies to not outlive your retirement savings? It’s a thought that few people ever have until they are approaching the moment of retirement. In today’s episode, you’ll learn about an analysis that will tell you just where you stand as you save for retirement. It’s also a topic that is thoroughly covered in Doug Andrew’s latest book “The LASER Fund“. It’s a unique book in that it’s actually two books in one. The first 14 chapters will teach you about all the different ways to save for retirement or any long term goal. It also explains how to be sure that those savings will continue generating income for the time in life you need it most. Once you’ve completed the first part of the book, flip if over and the next 12 chapters provide you with actual stories of Live Abundant’s clients who have used the LASER Fund to prepare for retirement. If you’ve never considered strategies to not outliving your retirement savings, this episode will highlight possible mistakes that may lead to running out of money during retirement. Would you like to know what your Abundant Living Score is? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. HERE ARE A FEW OF THE TOPICS DOUG COVERS IN THIS WEEK’S EPISODE: * Do you know how calculate how long a certain amount of money saved will last you in retirement? Doug shares what you need to understand. * What is the difference between planning for retirement and the planning required at retirement? Doug explains why these two periods of life are so different. * How are unnecessary taxes keeping you in a state of dis-ease? Folks who don’t know the difference between tax-deferred and tax-free savings may be in for a nasty surprise at retirement. * Why is it so important to avoid market volatility on a portion of your savings? Market losses can cost you precious time and money. * Do you know the fees associated with the account in which you’re saving for retirement? Doug spells out why all savings vehicles are not created equal in this respect. * Can you access your retirement savings without incurring higher taxes and penalties? If the answer is “no”, Doug has information worth exploring. * And much, much more… Start by visiting with a wealth architect today. What are the five key objectives to financial abundance? How can you evaluate various financial vehicles using the LASER test? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

Though none of us know what the new year will bring, it’s a safe bet that we’re all about finding greater happiness in the coming new year. In this week’s episode, Doug Andrew shares 10 relationship breakthroughs that will help us to find true happiness in the new year. He also shares his take on why he has no fear when the stock market starts to whipsaw up and down and takes a nosedive. Also, in keeping with the season, Doug has some timely insights on the three dimensions of authentic wealth. DO YOU KNOW THESE 10 RELATIONSHIP BREAKTHROUGHS? Each year during the month of December, Doug and his family do an exercise in relationships that has become a favorite with young and old alike. If you can see the value of closer communication, stronger growth and much needed fun within your family, you’re going to love this. You’ll also love the side benefits it brings Would you like to know what your Abundant Living Score is? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. HERE IS A SNAPSHOT OF SOME OF THE HAPPINESS-BUILDING IDEAS COVERED THIS WEEK: * What are the Three Dimensions of Authentic Wealth? Doug explains what they are and why all three are a necessity if finding greater happiness in the coming year is your goal. * What is the advantage of having your family on the same page when it comes to rallying around each other’s goals for the new year? Doug spells out how it works. * Is there something better than New Years resolutions? Something powerful occurs when we write down what needs to happen within the next 365 days to bring us greater happiness. * Who can rest easy when market volatility is taking place? If you have an IRA or 401(k), this is very timely information to have. * Ever heard of the LASER Fund? If you’re serious about enjoying a worry-free retirement, this is a concept you’ll want to know. * We’ve seen the stock market decline up to 40% twice in the past 17 years. What do you need to know to be able to shrug it off, knowing that you’re not losing money? * And much, much more… Start by visiting with a wealth architect today. What are the five key objectives to financial abundance? How can you evaluate various financial vehicles using the LASER test? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

Do you know the most game-changing ideas about money and wealth? Once you understand the difference between having money and being happy and at peace with the money you have, it’s an absolute game-changer. In today’s episode, Doug Andrew shares powerful insights into the effects of taxes on savings and investments. You’ll also learn how to solve the IRA and 401(k) dilemma in your own financial planning. He also covers the absolute best way to save for retirement and how to enjoy up to 60% tax free income. You’ll also learn how to get a guarantee that you’ll continue to have income, even if you were to run out of money. Doug also covers a number of ideas on real estate and how to get out of debt years faster than if you’re simply sending extra payments to the mortgage company. WHAT ARE THE GAME-CHANGING IDEAS THAT DOUG TEACHES? When folks around the country ask Doug to explain what exactly he does, he’s able to sum up the answer in the words: “optimize assets for people.” What comes to mind when you hear the word “assets”? If you think of primarily material things, get ready for an awakening. Doug explains what the most important assets are that any of us can have. Once you’ve heard him describe them, you’ll likely agree that these are truly game-changing ideas. Would you like to know what your Abundant Living Score is? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. HERE ARE A FEW OF THE TOPICS COVERED IN THIS WEEK’S GAME-CHANGING BROADCAST: * Do you understand the difference between simply having money and abundant living? Doug explains the critical difference that will bring you greater peace than you’ve imagined. * Taxes can have a greater impact on your savings and investments than you might have thought. Learn how to solve your IRA/401(k) dilemma and escape the tax trap for good. * How can you determine the most important assets in your life? Hint: they are more about people than things. * Why is it so essential to have liquid assets safely earning a predictable rate of return? If you have an IRA or 401(k), this is something you’ll be glad to know. * What are the 3 dimensions of authentic wealth? If any of these are lacking in your plan for a brighter future, you’re missing out on some of the greatest things life can offer. * What should you do if you’re lacking balance in your life? If you’re serious about charting a course to an abundant life, these are the game-changing skills you’ll need. * And much, much more… Start by visiting with a wealth architect today. What are the five key objectives to financial abundance? How can you evaluate various financial vehicles using the LASER test? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

How to create a mind map: It’s not enough to simply learn information and stow it away. For that information to be truly useful, we must be able to bring it forth when we need it and apply it. Doug Andrew shares the example of one of his mentors, Marshall Thurber who passed the California State Bar Exam in the 1970s with the highest score to that point–without having ever gone to law school or read a single law book. His roommate was a law student and he was simply trying to help him prepare for his upcoming bar exam. The Secret to Thurber’s success was that he learned how to create mind maps that helped him commit what he studied to long-term memory for recall purposes. This method can be applied to our own lives when it comes to learning and applying knowledge that helps us achieve our own goals. DOES IT REALLY WORK? The mentors who helped to shape Marshall Thurber’s thinking were two well-known and highly respected thought leaders named Buckminster Fuller and Dr. Edward Deming. These men have helped countless people and companies become better managers of their time, efforts and resources. If we were to sum up management in a single word, it would be “predictability.” Would you like to know what your Abundant Living Score is? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. HERE IS A SNEAK PREVIEW OF WHAT DOUG GOES OVER THIS WEEK: * Did you know there was a time when people buying cars made in Japan would specifically seek out cars built on a Wednesday? Doug explains why this was so. * Take Doug’s quick test to see how well you do at following instructions and doing simple math. Once you’ve completed this experience, you’ll have a better feel for how predictability works. * How important is it to know the difference between the darkness of the night and the brightness of the day? When it comes to how you save for retirement, it’s more important than you may think. * Why is it so essential to have liquid assets safely earning a predictable rate of return? If you have an IRA or 401(k), this is something you’ll be glad to know. * Ever heard of the True Wealth Transformation? Doug shares details on this 8 step process that he’s been teaching his clients and students for years. * What is the benefit of repositioning your finances so as to avoid having to pay unnecessary taxes? If you’d like to know how to double or triple your net spendable retirement income, you need to hear this. * And much, much more… Start by visiting with a wealth architect today. What are the five key objectives to financial abundance? How can you evaluate various financial vehicles using the LASER test? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

Finding solutions to your retirement planning dilemma can be frustrating, yet rewarding. The search for answers can be frustrating but the breakthroughs can be exhilarating. True stories are a terrific way to learn correct principles and see potential solutions. They take the ideas out of the abstract and put them into terms and situations that each of us can easily understand. In today’s broadcast, Doug Andrew shares some of the real life stories of his students from his educational workshops. They’ve applied the wisdom and strategies he’s picked over the past four and a half decades and have found solutions to their retirement planning dilemmas. FINDING YOUR WAY OUT OF THE TAX TRAP If you’re currently keeping your savings for a brighter future in an IRA or 401(k), this information can give you a clear advantage in protecting your nest egg. You’ll learn what a strategic rollout is and what it can do for your retirement. Doug also talks about lump sum solutions for people who have received settlements and solid advice on general tax reduction. Would you like to know what your Abundant Living Score is? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. HERE ARE SOME OF THE TOPICS DOUG COVERS THIS WEEK: * Learn how to optimize the assets on your family’s balance sheet while minimizing taxes. Doug’s 11th book, “The LASER Fund,” spells out how to do it. * Why is it so essential to root out the entitlement mentality within yourself, your family, and your employees? Doug explains how to do it and what it will do for all involved. * Why do so many savings vehicles fall short in providing you with liquid assets safely earning a predictable rate of return? If you have an IRA or 401(k), this is worth hearing. * How can you know that your nest egg principal is safe, even when the market declines? If you’re one of the folks who lost up to 40% in the downturn 10 years ago, you’ll want to hear this. * You’ve probably noticed how the markets have been volatile lately. Doug explains the simple steps you can take to immunize your retirement savings from market volatility and you can sleep well at night knowing your nest egg is safe. * Why is it so essential to understand the difference between accumulating retirement savings in a tax-free vehicle versus a tax-deferred one? Knowing this can make a significant financial difference in your future as well as your family’s financial future. * And much, much more… Start by visiting with a wealth architect today. What are the five key objectives to financial abundance? How can you evaluate various financial vehicles using the LASER test? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

During times of market volatility, consider reading “The Majesty of Calmness by William George Jordan. The book may be over 100 years old but it contains time-tested wisdom on how to attract prosperity, manifest opportunities and to manage stress while identifying the values that matter most to you. CALMNESS IN SPITE OF MARKET VOLATILITY This kind of information can be especially valuable when it comes to navigating the whipsaws of the financial markets without losing sight of your deepest ideals. If you’ve felt yourself growing uneasy at the ongoing market volatility, this is an episode you’ll definitely want to hear. Would you like to know what your Abundant Living Score is? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. HERE ARE THE TOPICS DOUG ANDREW COVERS THIS WEEK: * Why is the stock market like a person with a yo-yo? Why do we see noticeable corrections every seven to ten years and what should you do about it? * The last major correction took place more than 10 years ago. Doug explains what this portends for anyone who is working to pay attention. * What are the signals you should be watching for from the market? Even though the market always seems to bounce back eventually, learn how it can affect your savings. * Where’s the point of market correction–meaning decline in the market–where people start to make decisions based on fear? Learn how to take fear out of the equation. * Is there a way to enjoy the upside of a growing market without the risk of losing money when the market declines? If you don’t know about indexing, now is the time to learn. * Why is is so essential to understand the realities behind making up lost ground following a market loss? If you’re not keen on putting off retirement you need to know this. * And much, much more… Start by visiting with a wealth architect today. What are the five key objectives to financial abundance? How can you evaluate various financial vehicles using the LASER test? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

A lot of folks have their attention squarely fixed on this year’s midterm elections. If you are a taxpayer, this should be on your radar screen. No matter who is elected, the parties in power have real power over your money via taxation. PROTECT YOUR HARD EARNED MONEY FROM POLITICS Utilizing the lessons learned over four and a half decades as a financial planner and retirement planning strategist, Doug outlines some of the things that each of us can do to protect our hard earned money from political mischief. If you wish to protect yourself from having to pay unnecessary taxes, this is a message you’ll want to hear. Would you like to know what your Abundant Living Score is? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. HERE ARE THE TIMELY TOPICS DOUG COVERS THIS WEEK: * Regardless of your political persuasion, if you had the opportunity to save tens of thousands or even hundreds of thousands in unnecessary taxes, you’d want to know, right? Doug explains the strategies of tax-free accumulation. * What is the trade off between the size of government and the costs to the taxpayer? This should be a no-brainer but many folks fail to understand why their taxes keep rising. * What do Democrats and Republicans alike get wrong on taxes? Doug teaches you how to improve your position no matter who is in power. * Which does the better job of addressing societal needs, voluntary help or raising taxes? Learn how to distinguish between policies that help and those that hurt society. * Why are taxes so closely tied to the security of your retirement nest egg? If you’ve ever shuddered at the thought of outliving your savings, you’ll need to hear this. * Politicians often don’t understand economics. Doug shares some of the vital principles you’ll need to know to protect your prosperity now and in the future. * And much, much more… Start by visiting with a wealth architect today. What are the five key objectives to financial abundance? How can you evaluate various financial vehicles using the LASER test? Click Here to gain immediate access to the Three Tools for a Strategic and Predictable Retirement. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

Doug Andrew has been a financial strategist and retirement planning specialist for four and a half decades. Over that time period, he has gleaned some of the most valuable information possible and now shares it with his clients and his students. In this week’s episode, you’ll hear real life stories of people who have benefited from his expertise. By learning and applying the hard won wisdom that Doug shares, they have found clarity and gained confidence in their futures. If you’ve felt anxious or uncertain about your own financial future, you’ll love Doug’s message. Here’s a brief glimpse of some of the topics Doug shares in this episode: * If your money is sitting in an IRA or 401(k), are there benefits in moving it from a tax-deferred to a tax-free status? Learn about a strategic rollout and how it can protect your savings from future tax hikes. * Suppose you are the recipient of a lump sum like a settlement. Doug explains some of the options that will keep your money safe, liquid and working for you. * Is it possible to grow your assets while simultaneously simplifying your life? Wait until you hear what Doug has to say about this. * Why is entitlement mentality so destructive? Learn how to root it out of your own life and also how to help your children, grandchildren and employees avoid this crippling mindset. * Why is it so important to optimize your assets and minimize your taxes? If you’ve ever shuddered at the thought of outliving your money, this is a message you must hear. * Learn why creating the foundation for a tax-free retirement is easier than you might think. Doug’s latest book “The LASER Fund” covers this topic in great detail. * And much, much more… Start by visiting with a wealth architect today. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

As a financial and tax strategist for the past 4 decades, Doug has many opportunities to help people create the abundant life they wish to live. He has had the privilege of working with a number of mastermind groups and has been a strategic coach with Dan Sullivan for the past two decades. In today’s episode, you’ll learn insights into some of the principles for extending your lifetime that he and Dan have been teaching their students. It’s a fascinating exercise that will open your mind to how you think about your own lifespan. If you’re serious about building a brighter future, this episode has the answers you’re seeking. Here’s a quick snapshot of what Doug will cover in this week’s broadcast: * If you were asked to state a number that reflects how long you expect to live, what would that number be? Discover what your choice says about how you see your life. * Are you setting yourself up to live longer? Your physical considerations are only part of the equation. * How does financial and emotional health figure into your plans for the future? Doug explains how we sometimes tend to sell ourselves short. * What would you do with an extra 5, 10 or 20 years of life? If you have bigger plans, the time to start preparing is right now. * Longtime listeners of Doug’s know that an abundant life is about much more than simply financial matters. Learn why it’s essential to have balance in your golden years. * Why do so many people shift into a mindset of survival upon reaching retirement? Doug explains how planning carefully now will allow you to enjoy retirement with no worries about outliving your money. * And much, much more… Start by visiting with a wealth architect today. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

Doug Andrew has been involved in the financial services industry for over 4 decades as a financial and tax strategist. During that time, he’s helped thousands of people optimize their assets and minimize unnecessary taxes and empower their authentic wealth. In today’s episode, Doug will explain that there is a significant difference between asset management and income strategies. It’s a difference that each of us should understand but that we’ve probably never even considered. Once you understand this, you’ll have discovered the big secret that the financial services industry doesn’t actively share. Here’s a quick recap of some of the key topics Doug covers in this broadcast: * What is the critical difference between “at retirement planning” versus “for retirement planning”? Learn the difference and you’ll manage your assets in a far more productive way. * There are 4 things you can with your money. Doug explains the advantages and disadvantages to lending it, owning with it, spending it and giving it away. * How does the Parable of the Talents apply to using your money wisely? Once you’ve heard Doug’s explanation, you’ll recognize what so many have been missing. * Discover why simply having a portfolio of assets under management is not the best way to retire. Doug reveals why this can be a problem when you want to start taking income. * Why should you ask your financial advisor to illustrate a retirement income stream for you? Learn why many advisors will refuse to do this for you. * Why do so many within the financial industry insist on using a 4% annual payout as a rule? If you’re not clear on the difference between tax-deferred versus tax-free saving for retirement, you need to know this. * And much, much more… Start by visiting with a wealth architect today. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

If investing was a hard science, it would be done primarily by folks in lab coats. But it’s not. And because of the many different approaches to investing, it can be tricky knowing what constitutes a prudent investment. In this episode, Doug Andrew will share some of the hard won wisdom he has gleaned in over 4 and a half decades as a financial strategist and retirement planner. Get ready to learn some of the key elements that must be considered before investing a dime of your hard-earned money. Doug also shares his preferred investment vehicles to get you safely to your brighter future. Here’s a sneak preview of some of the ideas Doug will be sharing in this episode: * What are the 4 key elements of a prudent investment? Doug spells out what they are and why so many people fail to consider them before investing. * There are a lot of options when it comes to investing for the future but not all of these vehicles provide optimal benefit. Learn which vehicle Doug prefers and why. * Would you know a prudent investment if you saw one? In this episode you’ll learn of a scorecard that will help you quickly weigh the prudence of any investment you’re considering. * With as many ways as there are to save for the future, it’s essential to know how to sort the good from the better and the best. Doug shares a number of proven strategies. * Why is the LASER fund the dream solution to so many financial objectives? Doug’s latest book covers this topic in great detail. * If you have serious financial goals for your future, how can you be certain that your money is liquid, yet safely earning predictable rates of return? Doug’s answer will give you peace of mind. * And much, much more… Start by visiting with a wealth architect today. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

In his four and a half decades as a financial strategist, Doug Andrew has been asked many times by his clients and his students what he considers the most important message he can deliver. In response, Doug points to three primary concerns that are typically on their minds. In this episode, he describes how the financial dimension is only one of the dimensions that we must address. You’ll come away better prepared to steer an unwavering course toward your brighter future. Here’s a snapshot of some of the topics Doug goes over this week: * Why is balance so important to our quality of life now, and in the future? If you are dealing with wobble in your life, you’ll love Doug’s answer. * In addition to your financial assets, are you focusing on your foundational assets as well? Once you know what these are, you’ll understand why they are also a high priority. * Why is it imperative that you minimize unnecessary taxes? Doug explains why this strategy is essential if you don’t want to outlive your retirement savings. * Your knowledge, attitudes, skills and habits comprise a type KASH that many people may overlook. Doug teaches why these are the things you’ll want to leave behind for your posterity. * Instead of simply dumping cash into the laps of your heirs, learn about the things you’ll want to leave them. Why do so many financial advisors, CPAs and tax attorneys miss the boat on this? * Why should you resist the urge to bail your kids out from their mistakes or to make sure they don’t have to work as hard as you did? If you wish to avoid the entitlement mindset, this is information you’ll need. * And much, much more… Start by visiting with a wealth architect today. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

Some of the best moments in life are the ones where we have an epiphany. Epiphanies are those moments of clarity that come after we’ve been pondering or considering something for a time and suddenly it all comes into focus. These ah-ha moments are essential to our continuing growth and progress. In his four and a half decades as a financial strategist, Doug Andrew has been instrumental in helping his clients and his students increase the frequency of these epiphanies. In this episode, he shares some of his favorites and teaches you how to recognize and make the most of these moments. Here’s a quick preview of a few of the topics covered in this week’s episode: * Have you caught yourself doing the same things over and over again while expecting different results? Doug explains how this habit can derail our best plans for financial security at retirement. * Most people remember the sting of the market downturn in 2008-2009 but how many still have their future savings sitting in an IRA or 401(k)? There are better alternatives when it comes to saving for retirement. * What are the best ways to optimize your financial assets and to minimize unnecessary taxes? Doug has answers you likely haven’t heard before. * What’s the difference between authentic wealth and what most people think of when they hear the word “wealth”? Once you’ve heard Doug’s explanation, you’ll never see wealth the same again. * Learn about the three main reasons that people seek out Doug’s advice and attend his educational events. If you’re looking for greater balance in your life, you’re want to know these reasons. * Do you know how to avoid creating an entitlement mentality in your children or grandchildren? This is one of the greatest things you can understand for the sake of your family. * And much, much more… Start by visiting with a wealth architect today. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

In his four and a half decades as a financial strategist, Doug Andrew has many opportunities to speak and teach throughout the country and around the world. He’s often asked about the most important lessons he’d want to share with the people he cares about most. Even though his teachings often focus on financial and retirement planning, there are many aspects to an abundant life. There are three areas for which people most often approach Doug with questions include finding balance in life, how to help rather than hinder your children and how to deal with the three big financial dangers that could disrupt your brighter future. In this episode, he also covers the necessary dimensions of abundant living, including its potential to bless those who will follow you. Here’s a sneak peak at some of the topics covered this week: * How do you take the wobble out of your life? Learn about the three-legged stool which represents the necessary components of a well-rounded life. * What do your beliefs, skills, and habits have to do with abundant living. Get this answer right and your descendants will be very grateful to you. * If you had the choice of using a professional golfer’s swing or simply using his clubs, which would you choose? This is a question many financial advisors and tax attorneys get wrong. * Have you made assumptions that could cost you dearly down the road? If you’re banking on being in a lower tax bracket at retirement Doug has a reality check you need to hear. * Learn how to abolish the entitlement mentality that can hinder your children and their personal growth. There’s a difference between equal distribution and equal opportunities. * Instead of approaching retirement like you’re charging a battery and hoping it will last you through the rest of your life, how about learning to build a generator instead? * And much, much more… Start by visiting with a wealth architect today. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.

Doug Andrew has had more than 4 and a half decades of experience a financial and retirement planning specialist. During that time, he has helped thousands of clients, colleagues and students chart individual courses towards a brighter future. Among the most important aspects of his work, Doug has labored to impress upon them the essential need for creating what he calls a LASER fund. This is an acronym for Liquid Assets Safely Earning Returns. It’s also the subject of his latest book and an invaluable asset for retirement planning. Here’s a preview of some of the timely topics Doug covers in this broadcast: * Is your decision making more of a left brain or right brain function? Doug explains the difference and how understanding it can unlock greater opportunities to learn. * You have a choice of financial vehicles in which to save for the future. Can you confidently pick which are good, better and best? * What is a LASER fund and how does it work? Once you know the answer, you’ll never look at an IRA or 401(k) the same again. * Why are tax advantages so essential to retirement planning? Folks who don’t understand this may be in for a rude awakening upon reaching retirement. * Learn the 7 reasons that CPAs, tax attorneys and other financial advisors aren’t required to understand these strategies in order to get their licenses. * Did you realize that authentic wealth is about more than just the money? Doug explains the different dimensions of authentic wealth. * And much, much more… Start by visiting with a wealth architect today. *Life insurance policies are not investments and, accordingly, should not be purchased as an investment.