Tearsheet Podcast: Exploring Financial Services Together

What if you're a recent college grad with a computer sci degree and need to borrow money? (crickets) What if you're an investor and would like to be able to loan to these (future) high performers? (Upstart...) Dave Girouard, co-founder and CEO of Upstart, joins us on the Tradestreaming Podcast today to talk about how his firm is enabling lending to -- and investing in -- young, high potential people who haven't had enough time to build out a long credit history. Visit our Sponsor OurCrowd is a better way to invest in startups. Identify and invest in the next Facebook, Google, and Apple on OurCrowd's investment platform of vetted and diligence of startup investment opportunities. Check out OurCrowd at www.ourcrowd.com ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

In 2012, Renaud Laplanche, founder and CEO of Lending Club, joined me on the Tradestreaming Podcast. So much has happened in the peer to peer lending space since then (including the fact that they no longer call it "peer to peer"): Lending Club just surpassed $4 billion in underwritings, rolled out business loans in addition to personal, and filed for IPO. Chief Marketing Officer, Scott Sanborn joins me, Zack Miller, on the Tradestreaming Podcast to discuss why investors are flocking to Lending Club and where his business will go in the near future. Visit our Sponsor OurCrowd is a better way to invest in startups. Identify and invest in the next Facebook, Google, and Apple on OurCrowd's investment platform of vetted and diligence of startup investment opportunities. Check out OurCrowd at www.ourcrowd.com ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

This is the next instalment of our series on crowdfunding. Matt Burton, cofounder of the Orchard Platform joins me, Zack Miller, on the Tradestreaming Podcast. Crowdfunding is a huge, transformative trend in investing. Both individual and institutional investors alike are turning to crowdfunding to deploy their monies. Matt's company, Orchard, provides the technology infrastructure of many of these new platforms (what Burton calls the "marketplace lending ecosystem"). Given his ringside seat to what's transpiring in the p2p lending (and broader, in crowdfunding in general) industry, Matt addressed why investors are so interested in this new form of investing, how individual investors and professionals are using these crowdfunding platforms, and more. Visit our Sponsor OurCrowd is a better way to invest in startups. Identify and invest in the next Facebook, Google, and Apple on OurCrowd's investment platform of vetted and diligence of startup investment opportunities. Check out OurCrowd at www.ourcrowd.com ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

What do you get when you combine the college debt problem together with crowdfunding? An entirely new investable asset, that's what. Oren Bass, co-founder of Pave.com, joins be to talk about how crowdfunding has created an entirely new type of investment: people. Instead of shouldering hundreds of thousands of dollars of student debt early in their career, some forward-looking students have turned to Pave to raise money via a human-capital contract. It's this contract investors can invest in, providing them with a socially-responsible activity along with a return on their money. This isn't passive indexing. Let's dive in and learn more. Visit our Sponsor OurCrowd is a better way to invest in startups. Identify and invest in the next Facebook, Google, and Apple on OurCrowd's investment platform of vetted and diligence of startup investment opportunities. Check out OurCrowd at https://www.ourcrowd.com ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

The Internet is opening up all kinds of new investment opportunities that many of us didn't have access to before. One way real estate investors have made lots of money over time was by investing in distressed mortgages. But for an individual to buy a single mortgage is pretty complicated, let alone risky. Jorge Newbery founded American Homeowner Preservation (AHP), a crowdfunding site for accredited investors to invest in pools of distressed mortgages earning between 9-12% per year. Jorge joins be on the Tradestreaming Podcast to discuss how investors should think about investing in distressed mortgages, the types of returns they should expect, and the growing popularity of this investment. ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

Insider View: How Tadas Viskanta built a huge following and landed a top finance book publisher by Tearsheet

Retirement planning is tricky. With interest rates so low, people are struggling finding good, solid fixed income investments. Ignoring the global economy is simply not a reality any more. Financial advisor, Aaron Katsman joins me on Tradestreaming Radio to discuss global investing for retirees and why international investing is critical for your retirement portfolio. ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

Investors have always been taught that diversification is good -- good for long term performance. But, there's such thing as too much diversification. In a new paper, GrizzlyRock Capital's Kyle Mowery discusses how investor performance is affected by being too diversified and what he and other smart investors do to create more focused -- best ideas -- portfolios. ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

As a successful entrepreneur, Craig Rowland knew how to take measured risks. He does the same now when investing his portfolio. In The Permanent Portfolio, Rowland describes Harry Brown's famous strategy and why it's so effective at helping him succeed in the market. Please join us for an interesting discussion about managing money, taking risks, and Harry Brown's famous easy-to-implement no-brainer investment strategy. ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

Bonnie Foley-Wong is an entirely new type of investment advisor. Bringing together an integrated investing decision-making process that includes tapping into your emotion, intellect, and intuition, Bonnie helps investors take positions in private companies. Join Bonnie and I for a very engaging conversation that will help you discover your own motivations for investing. ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

By most account, the M&A process is fundamentally flawed. Incentives aren't aligned -- from advisors to bankers to CEOs. All want more M&A, not more successful deals. This week's guest on Tradestreaming has created a crowdsourced model for investors to help predict the next successful merger and acquisition. Arye Schreiber, founder of Merjerz (http://www.merjerz.com ) has created what he feels is a better model to align incentives, encouraging fundamentally more successful M&A activity. And investors can be first to know. ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

Investing in fine art, collectible autos, and musical instruments used to be just a pipe dream for your average investor. But with the need to get uncorrelated diversification and a hot rarity market, retail investors haven't given up. And now, Liquid Rarity Exchange has found a way to securitize rarities so that the other 99% can invest in them. With technology and patented-processes, LRE can take real assets and make stocks, mutual funds, ETFs, or derivatives out of them. LRE's COO, Susan Carpenter joins me on Tradestreaming Radio to discuss the market for collectibles, her firm's process and technology and where rarity investing is headed. ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

Some of the best investing tools were born out of an individual's personal needs. StockRover is that type of tool. Created by Howard Reisman as a solution to his investing research, StockRover is a tool for motivated individual investors developed by individual investors. If you like to delve deeper, run screens, and really research your investments, StockRover is an awesome tool. Howard joins us today for this edition of Tradestreaming Radio ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

Have you wanted to test an investing strategy but lack the tools and programming knowledge to sufficiently see if it works? QuantBlocks (http://www.quantblocks.com ) was designed for you -- build and test trading strategies without programming knowledge. It's drag-and-drop simple. Founder Rob Johnson joins Tradestreaming Radio (http://www.tradestreaming.com ) to discuss how QuantBlocks scratched his own personal itch and how investors of all types use his technology to beat the market. ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****

Getting good investment advice for your retirement portfolios isn't easy and the industry doesn't make an investor's work any easier in this respect. Brian Murphy, CEO and Co-founder of Kivalia, has found a better way. Through an innovative use of crowdsourcing, he's able to determine the investment universe within any given retirement plan. From there, investors receive periodic retirement advice from Kivalia. And the results speak for themselves. Brian joins us on Tradestreaming Radio to discuss the struggles investors face when investing for retirement, how the market is changing, and the resources people can use to improve their investing results. ***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together. If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****