Gaining Perspective

The U.S. economy is likely already in a recession, according to Gary Shilling. To address it, look for further rate cuts from the Fed and a fiscal policy focused on infrastructure spending.

Can a Low-Volatility Strategy Reduce Risk?

For long periods in the past, the best VC firms had spectacular returns, as their outside investors or “limited partners” participated in the emergence of great companies such as Intel, Microsoft, Apple, and Amazon. But, going forward, can VC investors expect the same returns? Or are we in a new era of lower returns and a more challenging environment?

Is there a plan? Is it still working? How are we doing, and are we going to be okay? What are we missing, either as opportunity or risk? What’s most urgent? When starting a client relationship, how can you and your clients agree on which of these questions (translated to their life circumstances) you can help them with, and whether you are the right person for them?

A proper education is an essential start to a financial advisor’s career. That education can and should encompass the multiple dimensions of skills that an advisor must master: technical competency (financial planning, portfolio construction, risk management), practice management (operations, technology, business development) and “human” factors, such as behavioral finance, life coaching, and presentation skills.

Recently, a client came to Allan Roth with a net worth well over $10 million. He had enough money to support his family’s desired lifestyle for the rest of their lives, but not so much that he could withstand a large loss without cutting back substantially. Yet this client owned more than 130% in risky assets, meaning he had far more debt than fixed income. Much of the debt was in a variable rate margin loan against his brokerage account. Listen to Allan discuss what happened to this client.

How to Prepare for the Coming Market Volatility

How to Choose the Right Medicare Plan When Turning 65

There are many retirement risks, such as: stock market performance, inflation, a volatile regulatory environment, the deterioration of good health, withdrawal timing and the need for long-term care. All have the potential to wreak havoc on retirement savings, but one risk could be more significant than the rest, Longevity.

The Interview Questions That Only Outstanding Job Candidates Can Answer

An Economist Walks Into a Brothel - Lessons for Financial Advisors

How to Invest in On-Line Commerce

A Way to Build Customized ESG Portfolios for Clients

What Technical Analysis Says About US Stocks

Want to Create an ETF? Here’s How