Standard Deviations with Dr. Daniel Crosby

Kyle specializes in connecting the dots between the future of technology and finance, building strategic relationships and connecting people. He’s currently working with SS & C Advent and is focused on shaping the Black Diamond Wealth Platform for large financial service firms. Kyle lives in Georgia with his wife and 4 children and he’s passionate about golf, craft coffee, southern cooking, the ATL falcons and charitable works. Tune in to hear: - What we can learn from financial failures - Why a fintech revolution/upheaval likely won’t replace the role of financial professionals - Why a “one click” approach modeled on tech giants like Amazon, Netflix and Uber may not be suitable for behavior-based financial technologies - How financial professionals could become even more crucial l in a world where trades happen with increased ease and convenience - How to start a conversation around charitable giving with your clients - Why you shouldn’t be afraid to humble brag Twitter: KyleVanPelt

Lisa Brenneman is the Behavioral Finance and Strategic Innovation leader at TD Wealth. She created the TD Wealth Personality Assessment Tool using the Five Factor Model of Personality, enabling clients and advisors to identify their financial and investing blind spots. Tune in to hear: - What are the “Big 5” measures of personality? - What lessons can financial advisors learn from the Big 5 personality elements? - How openness to experience impacts one’s financial decision-making - How gender plays into potential biological markers of financial success - How to think about extroversion in financial terms - How advisors should think about their clients inclination towards agreeableness twitter - @LBrenneman_TD

Jack Forehand is a partner at Validea Capital and is responsible for the firm's overall operations and portfolio management. Working in conjunction with founder John Reese, Jack led the development and optimization of Validea Capital's quantitative investment models. He is also the co-author of The Guru Investor: How to Beat the Market Using History's Best Investment Strategies. Jack graduated from the honors program of the University of Connecticut with a B.A. in Economics and is a CFA charterholder. Prior to founding Validea Capital, Jack spent five years developing quantitative models for an Internet research company. He also worked as a controller for a small company and an analyst for a Big Five accounting firm. Jack co-founded Validea Capital in 2004. Tune in to hear: - if the market is truly unsolvable - if trying to solve the market is actually detrimental to performance - how big data could effect value stocks - why value investing is a bet against technology Web - www.validea.com Twitter - @practicalquant

Paul Hebert is the Vice President of Individual Performance Strategy at Creative Group, and is widely considered an expert on motivation and incentives focused on influencing behaviors that drive business results through employees, channel partners and consumers. Using tested behavioral economic and motivational ideas he has driven engagement programs at Michelin, Chrysler Service and Parts, Toyota Financial Services, AT & T, Goodyear and a variety of other Fortune 1000 companies. Tune in to hear: - why we are built to avoid numbers and hate uncertainty - how uncertainty impacts employees in the workplace - practical tips for facing uncertain, but rewarding, situations - how social proof can be used in the client/investor relationship Email - phebert@creativegroupinc Twitter - @IncentIntel

Bio: Dennis Moseley Williams is an entrepreneur, founder of DMW Strategic Consulting and author of ‘Serious Shift: How Experience Staging Can Save Your Practice.’ He’s also a certified expert of the Experience Economy (Pine and Gilmore). He lives with his wife Sherri, two daughters and a yellow lab. He loves spending his winters skiing as much as possible. In the summer he spends time with family at their cottage, Pine Lodge, in the Quebec wilderness. Tune in to hear: - how luck plays into personal and financial success - how one’s personality factors into how "lucky" they are - the difference between customer service and customer experience - how financial professionals can create experiences which help transform their clients - how using a niche to define your client base improves business - lessons from the experience economy for our relationship with a significant other Web - www.moseleywilliams.com & www.seriousshift.com

Emily Binder is an entrepreneur, speaker, and founder of Beetle Moment Marketing.  She focuses on AI and voice assistants, branded audio content, and digital strategy. Tune in to hear: - if synchronicity can be cultivated or if it is just random - why people often dislike their own voice - why voice is more compelling than text or visuals - what ingredients make for a successful podcast - if the podcast phenomena reached it's peak Web: https://beetlemoment.com/ & www.emilybinder.com

President and CEO of YCharts, a Chicago-based, cloud provider of financial data and analysis/visualization tools. They help enable smarter investment decisions via providing robust data, intuitive tools and outstanding customer support. Sean received his MBA in Finance and Entrepreneurship from Stanford’s Graduate School of Business and he graduated in the top 10% of his class. Tune in to hear: - how to be selective about the data for your investment strategy - why loss can make us better leaders - three things to look for in a sound investment strategy - the median recovery time for a stock to bounce back after consumer scares - the impact of Trump's tweets on the market at large - if IPOs outperform the market, on average, in their first 3 years - what markets and puppies have in common Web - www.ycharts.com Twitter - @Sean_YCharts

Gregory Zuckerman is a Special Writer at The Wall Street Journal. He writes about big financial trades, hedge funds, private-equity firms and other investing and business topics. In the past, Greg wrote the "Heard on the Street" column and covered the credit markets for the paper. Greg is the author of "The Frackers: The Outrageous Inside Story of the New Billionaire Wildcatters," published November 2013 by Penguin Press. He's also the author of “The Greatest Trade Ever: The Behind-the-Scenes Story of How John Paulson Defied Wall Street and Made Financial History,” published in December 2010 by Crown Business, a division of Random House. Greg and his two sons wrote Rising Above: How 11 Athletes Overcame Challenges in their Youth to Become Stars,” a book for young readers and adults that describes the moving and remarkable stories of how various stars overcame imposing setbacks in their youth. Greg joined the Journal in 1996 after writing about media companies for the New York Post. Previously, he was the managing editor of Mergers & Acquisitions Report, a newsletter published by Investment Dealers' Digest. Greg graduated from Brandeis University in 1988, Magna Cum Laude. He lives with his wife and two sons in West Orange, N.J., where they enjoy the Yankees in the summer, the Giants in the fall, and reminisce about Jeremy Lin in the winter. Listen in to hear: - how Jim Simons cracked the market with no financial background - why Renaissance Technologies is so secretive and private - how the investment landscape has shifted with the introduction of quant - why it is hard for new quant firms to compete on the same level as companies like Rentec Email - gregory.zuckerman@wsj.com Twitter - @GZuckerman

Coach Dana Cavalea is the former Director of Strength & Conditioning and Performance for the New York Yankees. He led the team to a World Championship in 2009. He is also the author of his new book, ‘Habits of a Champion, Nobody Becomes a Champion By Accident.’ Tune in to hear: - why influence is a cornerstone of performance - how to hate losing while not becoming overly risk averse - why too much data can adversely effect performance - why living “one pitch at a time” can lead to success www.danacavalea.com

The Psychology Of Commitment Vs. Context by Dr. Daniel Crosby

Jim leads the Retirement Income Specialist, DI and Life Wholesale Team at Guardian and has more than 25 years of financial sales experience. Prior to joining Guardian in 2008, Jim was Vice President and National Sales Director for the Independent Division of PLANCO, representing Hartford Investments. During his tenure at PLANCO, Jim consistently ranked as one of the top wholesalers. Throughout his career in sales, Jim has been instrumental in building partnerships. A financial services veteran, Jim is filled with more passion today than when he started. His enthusiasm about the industry and knowledge has made him a well-known and sought-after speaker at conferences, presenting at over 1,000 engagements ranging from seminars to regional and national meetings. His most notable, engaging valued-added topics include: Holistic Planning, What Matters Most to Small Business Owners, and How to Build and Capitalize on a Unique Value Proposition. Jim’s goal is to provide financial professionals with differentiating practice management resources to help build their businesses. Jim is an avid practitioner of Brazilian Jiu-Jitsu, a martial art that promotes the sense of endurance and peace of mind. He lives in the Philadelphia area with his wife, Jacqui, daughter, Alex, and two sons, Jimmy and John. Tune in to hear: - Why retirement is the #1 financial concern of most people - How storytelling and introspection are revelatory when considering which financial retirement option suits you best - What qualities to look for in a financial professional who will bring your best interests to the table when preparing you for retirement - Advice for those who simply cannot save 20% of their present income for retirement - Why Jim doesn't feel that "retirement" is a good word to describe the contemporary shift in people's priorities at that stage in their life

Corey Phillips is a successful financial advisor with the Bulfinch Group in Boston as well as a co-owner of a retail liquor-store,  community advocate that sits on the Board of four different non-profits, a youth sports coach, and a dad of one and one-on-the-way, we ask Corey Phillips, how do you do it all?  Corey explores how to manage the illusive time-to-value ratio so that we can decide what doing it all looks like for each of us.  Additionally, Corey shares how, as a business owner and entrepreneur, and now advisor to business owners, the economic landscape has changed in the beer wine and liquor industry and the microcosm that it represents on how we all adapt to change to continue to thrive. Tune in to hear: - How small businesses and individuals can prepare for the shifting economic landscape - Which lessons learned from running a small business can be applied to your personal life & finances - Three questions to ask yourself before starting your own small business - The importance of time management and family support when running your own business

The Four Pillars of Investor Psychology by Dr. Daniel Crosby

Brett McKay - The Art of Manliness Brett McKay is an attorney and the founder of The Art of Manliness, the largest men's interest magazine on the web. He drops by Standard Deviations this week to shatter one-dimensional notions of masculinity and tell us what's going right with men and boys. Tune in to hear: - How Brett started this runaway success by accident - How he tries to stand out from caricatures of manliness and cultivate real depth - Why men today are lonelier than ever before - Why living a strenuous life beats a life of leisure Brett is a thoughtful observer and commentator on the human experience and this episode is sure to appeal to both men and women looking to understand the realities of being a boy or man in the 21st century.

Nichole is wealth management advisor with Westpac Wealth Partners who has 13 years of industry experience. She joins Dr. Crosby this week to discuss the good, bad and ugly of taking on personal debt. Listen in to learn: How certain types of debt can actually be good What she thinks can be done about the student debt crisis Why you might not be able to afford as much home as that mortgage calculator suggests What to consider when taking on credit card debt Many personal finance professionals consider "debt" another four letter word but Nichole's nuanced take will give you much to consider.