Retire with MONEY

This One Question Helped Me Negotiate to Make as Much as My Male Counterpart by Nina Semczuk I almost signed the contract and returned it without a second thought. My yoga teaching gig was up for renewal, and the quoted hourly rate was the same as the previous year’s. The number still seemed pretty high to me compared to my experience teaching in Texas, where the standard rate was half as much as in New York. But I didn’t send the contract back right away.

You Can Still Sneak in One Last Vacation This Summer. Here Are 6 Ways to Do It Cheaply by Paul Schrodt Those late dog days of summer can be filled with a low-key dread: First, will the A.C. go out? But also, have I run out of time to go somewhere beautiful and get away from business as usual? The answer is no. You’ve still got time — and a trip is probably more reasonable than you think. Summer getaways neither need to be extravagant nor hugely expensive.

Here's Exactly How Long You Should Keep Receipts, According to Experts by Julia Glum MONEY recently launched Dollar Scholar, a new personal finance newsletter written by a 27-year-old who’s still figuring it out: me.

This 28-Year-Old Financial Advisor Says You Don't Have to Understand the Stock Market to Be a Good Investor by Sarah Max When Corbin Blackwell first interviewed for a job on Wall Street after college, she knew almost nothing about investing. Now, six years later, she regularly doles out financial advice to millionaires.

Use This Simple Trick to Estimate Your Retirement Income Needs by Elizabeth O'Brien How much monthly income will I need in retirement? This question is key to any financial plan, but only 28% of non-retired Americans have attempted to answer it, according to a survey released Wednesday by The Alliance for Lifetime Income. That might not be such a surprise, since many folks tend to avoid anything that feels like math.

By ALIX LANGONE You may have heard of 401(k)s and Roth IRAs, but have you ever heard of their love child, the Roth 401(k)? These accounts are worth looking into, especially if you’re young and just starting out in your career. They remain relatively under the radar: 70% of large companies offer a Roth 401(k) option, but only 11% of Americans with access to a Roth (401)k contribute to one, according to Fidelity.

Disney or Star Wars: It's hard to say which universe has more obsessive fans. And it's hard to underestimate how pumped people have been for the 2019 opening of Disney's new Star Wars area, Galaxy's Edge. Galaxy's Edge opened this past May in California's Disneyland with only one true ride, "Millennium Falcon: Smuggler's Run," and Disney reported that by mid-July one million riders had already taken the voyage.

What's a 'Good' Savings Account Interest Rate, and Where Can I Get One? by Julia Glum In the first issue of Dollar Scholar, my new weekly newsletter, I spoke with experts about how much money to keep in my checking account. (The answer was, surprisingly, NOT “however much is left over after rent and a trip to Forever 21.”) So it only makes sense to turn to my savings account now.

I Paid Off $14,000 in Debt in Just 8 Months. Here’s My Best Piece of Advice for Anyone Wanting to Do the Same by Sam Popp Not long ago I found myself in need of a huge money makeover. I was in almost $20,000 worth of debt, being sued by two of my credit cards, and had only a few hundred dollars to my name. The legal notices were piling up.

A Retirement Expert Says Annuities Are Better Than Bonds for Guaranteed Income. Here's His Argument by Carla Fried One of the biggest challenges in retirement is building a reliable stream of monthly income to support you for what could be a very long time. While retirees have long relied on bonds for this purpose, a retirement income expert recently told MONEY that there’s a better solution: income annuities. In a recent Facebook chat with members of the Retire With Money group, Wade D.

I Spent $300 on One Uber Ride (And Would Do It Again in a Second). Here's Why I Don't Regret It by Laura Belgray When I signed up for an intimate writing retreat in Western Connecticut, led by New York Times-bestselling author Dani Shapiro, I didn’t think about how I’d get there. I don’t drive, but I live in New York City. You can get anywhere from New York City.

Am I Keeping Too Little in My Checking Account? Here's What Experts Say by Julia Glum MONEY just launched Dollar Scholar, a new personal finance newsletter written by staffer Julia Glum, a 27-year-old who’s still figuring it out.

Equifax Is Paying Up to $20,000 to People Affected By Their 2017 Data Breach. Here's How You Can File a Claim by Brad Tuttle The Equifax data breach of 2017 was one of the biggest leaks of personal information in history, affecting some 147 million people — many of whom had never signed up for credit monitoring or any other services offered by Equifax.

I've Saved $18,000 By Adopting a Zero Waste Lifestyle. Here's How You Can, Too by Olivia Raimonde When making a budget, most people don't think about cutting down on plastic and other waste products to save money. But for Kathryn Kellogg, switching to a more sustainable lifestyle has saved her thousands.

"I Rejoined the Corporate World After a 9-Year Break. Here's How I Found My 'Returnship,'" by Erika Parker Price Nicole Richardson never intended to take nine years off from the corporate world. As a new mom, she worked as an engineer in the aviation and automotive industries, but everything changed when she had her third child. “Suddenly I felt like I hit a wall and couldn’t perform at work the way I wanted to,” Richardson says.