Afford Anything

#117: My friend and financial expert Farnoosh Torabi joins me to answer a relationship & money question from listener Janice.⠀⠀ ⠀⠀ Janice is engaged, and she calls to ask: Should she get married?⠀⠀ ⠀⠀ She earns double what her fiancé makes. She has no debt except her mortgage. Her retirement accounts are well-funded. They’ve been together for 8 years and engaged for three. But she’s unsure about whether or not she should walk down the aisle. For more, go to http://affordanything.

#116: Stacy and her boyfriend would like to downsize to one vehicle. But they're collectively $14,500 underwater on 2 car loans. Rachel earns $65k, contributes 20% to retirement, owes $19k on a car loan and $170k on student loans. There are just a few of the listener voicemails I answer with Joe Saul-Sehy on today’s episode. Enjoy! For more information, visit the show notes at http://affordanything.com/episode116

#115: Rachel Cruze describes the lessons she learned about saving, spending, budgeting, debt and giving as the daughter of Dave Ramsey. We discuss “Instagram envy” -- the act of comparing your life to someone elses’ -- and how to avoid the traps of consumerism and materialism. Read the full show notes -- and download a FREE gratitude worksheet -- at http://affordanything.com/episode115

#114: This week, I answer four questions about real estate investing from the audience: Joelle asks, "I can buy a property in cash for $100,000. Should I pay cash for one house (via a home equity loan) or split it into multiple down payments on many homes? Yasin asks, "Should we buy more properties upfront, rather than waiting 2 years between purchases?" And more. Visit http://affordanything.com/episode114

#113: Natalie Sisson was tired of the corporate world. She wanted freedom, adventure and fulfillment. In 2008, she quit her job and co-founded a tech company -- but soon discovered that running a company felt a lot like having a day job. Two years later, she quit her own company in order to truly strike out on her own. Since 2010, Natalie has visited 70 countries, living out of a suitcase while running a lucrative six-figure business. Visit http://affordanything.com/episode113 for more

Ask Paula - How to Convince a Spouse to Invest in Low-fee Index Funds?

#111: Tanja and Mark moved from pricey Los Angeles to the more affordable North Lake Tahoe. They started automatically saving and investing huge chunks of their paycheck. They crafted detailed spreadsheets, plotting precisely how much they'd need to save before they could comfortably quit their jobs. Today, Tanja and Mark are newly-retired ... at the ages of 38 and 41. For more information, visit the show notes at http://affordanything.com/episode111

#110: We're kicking off this year on a bright and cheerful note -- with a conversation about the impending recession! Yay! We are living in one of the longest periods of economic expansion in our nation's market history. That's worrisome. How can we prepare for a recession? That's one of the four topics I cover in today's episode. For more information, visit the show notes at http://affordanything.com/episode110

#109: I thought it would be nice to wrap up this year with a lighthearted holiday episode about the importance of keeping a positive attitude. Will Bowen, my guest on the final episode of 2017 (wow!), started a campaign to motivate people to complain less. In this episode, he discusses how we can move towards a complaint-free lifestyle.

#108: Former financial advisor Joe Saul-Sehy joins me to answer audience questions about investing strategies, early retirement, and tax planning. Kim asks about the 4 Percent Withdrawal Rule, Susan wants to know how to use a Roth Conversion Ladder, and Whitnee asks about how to learn about investing, what funds she should focus on, and what to do about her rental property. For links to all the resources mentioned, go to http://affordanything.com/episode108

#107: Scott Harrison spent a year-and-a-half in West Africa, where he encountered people with diseases he'd never seen before -- such as cholera, typhoid, dysentery, and fatal cases of diarrhea and dehydration. He smelled the yellow-brown parasitic dirty water millions of people were drinking and discoverd unsafe, unclean drinking water is the world's leading cause of death. He could no longer bring himself to sell expensive bottled water anymore. For more: http://affordanything.com/episode107

#106: Ask Paula - How to Estimate Repair Costs, File Taxes on Rental Income, and More How do you search for rental properties out-of-state? Should I offer a lease-option contract to my friends? How can I estimate repair and maintenance costs? And can you deep-dive into bookkeeping and taxes for rental real estate? I tackle these four questions in this episode of Ask Paula - real estate edition. For more, visit the show notes at http://affordanything.com/episode106 

#105: A.J. Jacobs is the Editor-at-Large of Esquire Magazine and the New York Times bestselling author of multiple books. His three TED Talks have collectively garnered more than three million views. He describes himself as "a father of three, husband of one, and cousin to millions." And he's probably your cousin. Twice removed. AJ joins me on this episode to chat about motivation, habits, and living life as an experiment. For more, go to http://affordanything.com/episode105

#104: Four questions from listeners about quitting a depressing job, learning how to ask probing questions, saving for a downpayment, and more. I answer these questions in today's episode. Enjoy! For more, visit the show notes at http://affordanything.com/session104

#103: On today’s show, I'm sharing this random smattering of lessons on money and life.⠀ ⠀ 1) Simplify everything 2) Risk = Probability x Magnitude 3) Curate 4) Never delay gratification 5) Know your net worth, relative to your lifetime earnings 6) Don't half-ass anything. (Whole-ass a few things)⠀ ...and more. In addition, I also sharing my mini-keynote from FinCon on the importance of authenticity and passion in online business. Find the full list at http://affordanything.com/session1