Paul Merriman

 This podcast reviews the 2022 returns of the Best-In-Class and Vanguard ETF portfolios as compared to the average shareholder in the recommended equity asset classes. The discussion focuses on what worked, what didn’t work, and what was the impact of the broader diversification of owning only the S&P 500. Paul also considers short, intermediate and long-term government bonds, the Quilt […] The post How’d we do in 2022? appeared first on Paul Merriman.

The first part of this broadcast describes the investment strategy Paul and his wife are giving to their latest grandchild. After Paul describes the strategy, Daryl Bahls, Director of Analytics for The Merriman Financial Education Foundation, shares tables that represent the 95-year potential financial implications of this investment. Then, Chris Pedersen, our Director of Research, […] The post The best investment we will ever make! and Q&A appeared first on Paul Merriman.

The focus of most of the work we do at The Merriman Financial Education Foundation is to help investors put together portfolios that we believe will produce higher rates of return per unit of risk. In this podcast we look at the math of making more money, as well as specific decisions that are likely to lead […] The post 30 Ways to make another million—Really appeared first on Paul Merriman.

Paul Merriman, Chris Pedersen and Daryl Bahls each share his studies and comments about rebalancing a portfolio—how often, how much change before rebalancing, and when does it make sense not to rebalance? They also answer listener/viewer questions and Paul makes a special offer for a free chapter from Larry Swedroe’s book, Your Complete Guide to a Successful & […] The post How To Rebalance Your Portfolio appeared first on Paul Merriman.

“Thank you for all that you’ve done throughout your career.  I appreciate your integrity and have made countless referrals. Best to you and the great team you’ve assembled.” – Pete S. In This Edition Double Your Lifetime Purchasing Power in 20 Minutes How To Prepare for Post-Work Life 10 Life Changing Lessons Getting Long-Term Bullish […] The post Increase Your Spending Power appeared first on Paul Merriman.

In this presentation to the Boston Bogleheads® Chapter (Sept. 12, 2022), Paul presents the “10 most important new lessons learned by The Merriman Financial Education Foundation.” The foundation is celebrating its 10-year anniversary of helping the DIY investor make sound investment decisions for a lifetime and become the best advisor to the most important investor […] The post 10 Life-Changing Lessons from The Merriman Financial Education Foundation appeared first on Paul Merriman.

“I am retired now and living through turbulent markets without losing sleep at night. You’ve taught me the importance of having a plan and sticking to it through bad times. It helps that we can live off our savings rather than having to sell when markets are down. Patience is key!” — Jim M. In This […] The post What will help you be a better investor? appeared first on Paul Merriman.

Tune in Sept. 17 at noon (eastern time) for a Zoom presentation and Q&A on “The 10 most important new lessons of the past 10 years,” as Paul Merriman addresses the Boston Bogleheads Chapter. See info below. In this broadcast, Paul, founder of The Merriman Financial Education Foundation, Chris Pedersen, Director of Research, and Daryl Bahls, Director of Analytics, answer […] The post How do you manage investments during major declines? appeared first on Paul Merriman.

In this podcast Paul invites listeners to an upcoming free event and addresses the following topics: •  Jeremy Grantham and Harry Dent have made bold predictions about catastrophic future returns. Should we take them seriously? •  How have the Vanguard and Best In Class ETF recommendations performed this year? •  Would investing in VTI give the same returns as […] The post Should you believe predictions of catastrophic future returns? appeared first on Paul Merriman.

While the headlines have focused on the first 6 months of 2022 as “The Worst First 6 Months of the Last 50 Years!”,  the reality is that well-diversified investors have suffered modest losses.  In this podcast, Paul reviews the major losses of growth stocks, cryptocurrencies, and barely bear market losses in the major indices, as […] The post The Worst Bear Market Ever? appeared first on Paul Merriman.

“I absolutely love and follow all of your podcasts, books and articles. As a military nurse, I view your service as very noble with generational positive effects.” — Ben B. Dear Friends, This newsletter is a deviation from our usual blend of topics because I want to focus on just one thing, and that is your peace […] The post What does the future hold for investors? appeared first on Paul Merriman.

Many investors are worried about their future and what’s happening in the markets. In this podcast, Paul focuses on a series of new tables. He believes these tables represent one of the best pieces of historical information for understanding the likely path that your investments will take in the future. They were created by Daryl Bahls, Director […] The post What path are your investments on? appeared first on Paul Merriman.

  To help answer the many recent emails asking, “What should I do next?” Paul offers his “sound investing” ideas. He begins with a reference to a a recording by JL Collins  in 2019, titled “A Guided Meditation for When the Stock Market Is Dropping,” (https://www.youtube.com/watch?v=OOGU94eL07E), and then walks you through the importance of examining and understanding the historical […] The post What should you do next? appeared first on Paul Merriman.

“I absolutely love and follow all of your podcasts, books and articles. As a military nurse, I view your service as very noble with generational positive effects.” — Ben B. In This Edition Graduates: Now’s the Time To Start Planning Your Future!Truth Tellers at MorningstarUpcoming EventHow To Be A DIY InvestorQuestions, Answers & Comments Dear Friends, Every […] The post Graduates: Start Planning Your Future! appeared first on Paul Merriman.

“Thank you for your work educating my wife and me and so many others. Specifically, thank you for your website, podcast, contributions through the Bainbridge Community Foundation and collaborations with other trusted resources like Tom Cock and Don McDonald.” — G.R. In This Edition 5 Years Can Make You a Multi-Millionaire Truth Teller: Dr. James Dahle […] The post Save like mad for 5 years – Become a multi-millionaire appeared first on Paul Merriman.