Summary: Slow dialogue: 1:24 Explanations: 3:30 Fast dialogue: 17:56 Luiz: Where are you going? Iona: I’m going to the bank to open an account. Luiz: What kind of account: a savings account, a checking account, or a CD? Iona: Um, I’m not sure, but I’m sure someone at the bank can help me decide. Luiz: You’ll also need to decide if you want an interest-earning account or not, and don’t forget to ask for free checking. Pick a bank that doesn’t have monthly service charges. Iona: Okay, thanks… Luiz: And make sure you know if there’s a minimum balance required, because if the account dips below that minimum, you’ll be charged a fee. Iona: Yes, right, I’ll be sure to do that. Well, I’d better get going… Luiz: You probably want to open a checking and a savings account, so make sure you link those accounts. That should give you overdraft protection, in case you ever bounce a check. Iona: Okay, I’ll definitely keep all of that in mind. I’d better go. Samil is waiting for me. Luiz: Are you thinking of opening a joint account with your boyfriend? Iona: We’re considering it… Luiz: Pool your money and open a CD. That way, you’ll lock in a good interest rate and neither of you can touch the money until the CD matures. Iona: We’ll think about it. Thanks. Luiz: Oh, and… Iona: Would you like to come with us to the bank and help us open our accounts? Luiz: Really? But I don’t want to interfere. Iona: You, interfere? I can’t imagine you ever trying to interfere. Script by Dr. Lucy Tse
