Summary: Oct. 17 (Bloomberg) -- David Crowe, chief economist at the National Association of Homebuilders, says tight credit is one of the biggest hurdles for recovery in the housing market, but he still sees "modest" improvement in the future. Crowe talked to Bloomberg's Vonnie Quinn and Kathleen Hays on "The Hays Advantage" on Bloomberg Radio on October 16, 2012. (Source: Bloomberg)
