Summary: <p>Guests: attorney Vangela Wade, president and CEO of the Mississippi Center for Justice and Will Bedwell an attorney in the Center's Biloxi office.</p><br><p>Immediate protection for housing:</p><ul><li>The eviction moratorium operates by restricting lessors of covered properties<strong> # </strong>from filing new eviction actions for non-payment of rent, and also prohibits “charging fees, penalties, or other charges to the tenant related to such nonpayment of rent.” Sec. 4024(b). The federal moratorium also provides that a lessor (of a covered property) may not evict a tenant after the moratorium expires except on 30 days’ notice—which may not be given until after the moratorium period. </li></ul><p># Covered properties include:</p><p>VAWA Covered Housing Programs</p><p>Department of Housing and Urban Development</p><ul> <li>Public housing </li> <li>Section 8 Housing Choice Voucher program </li> <li>Section 8 project-based housing </li> <li>Section 202 housing for the elderly </li> <li>Section 811 housing for people with disabilities </li> <li>Section 236 multifamily rental housing </li> <li>Section 221(d)(3) Below Market Interest Rate </li> <li>HOME </li> <li>Housing Opportunities for Persons with AIDS </li> <li>McKinney-Vento Act homelessness programs </li> <li>Department of Agriculture</li> <li>Section 515 Rural Rental Housing </li> <li>Sections 514 and 516 Farm Labor Housing </li> <li>Section 533 Housing Preservation Grants </li> <li>Section 538 multifamily rental housing </li> </ul><p>Department of Treasury</p><p>Low-Income Housing Tax Credit </p><p>Rural Housing Voucher Program</p><p>Properties with federally backed mortgage loans (1-4 units)</p><p>Properties with federally backed multifamily mortgage loans (5+ units)</p><br><p><br></p><p><a href="https://www.nhlp.org/wp-content/uploads/2020.03.27-NHLP-CARES-Act-Eviction-Moratorium-Summary.pdf" rel="noopener noreferrer" target="_blank">https://www.nhlp.org/wp-content/uploads/2020.03.27-NHLP-CARES-Act-Eviction-Moratorium-Summary.pdf</a></p><ul><li>c. Evictions Suspended: Pursuant to Miss. Code. Ann. Section 33-15-11(c)(1) and (33-15-11(c)(4), evections within the State of Mississippi are suspended, and all state, county and local law enforcement officers are directed to cease enforcement of orders of eviction for residential premises during the Shelter in Place Order. No provision contained within this Executive Order shall be construed as relieving any individual of the obligation to pay rent, to make mortgage payments, or to comply with any other obligation that an individual may have under tenancy or mortgage. </li></ul><p><a href="https://www.sos.ms.gov/Education-Publications/ExecutiveOrders/1466.pdf" rel="noopener noreferrer" target="_blank">https://www.sos.ms.gov/Education-Publications/ExecutiveOrders/1466.pdf</a></p><br><p>A new federal law, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, puts in place two protections for homeowners with federally backed mortgages:</p><ol> <li>A foreclosure moratorium</li> <li>A right to forbearance for homeowners who are experiencing a financial hardship due to the COVID-19 emergency</li> </ol><p>If you don’t have a federally backed mortgage, you still may have relief options through your mortgage servicer or from your state.</p><p><a href="https://www.consumerfinance.gov/about-us/blog/guide-coronavirus-mortgage-relief-options/" rel="noopener noreferrer" target="_blank">https://www.consumerfinance.gov/about-us/blog/guide-coronavirus-mortgage-relief-options/</a></p><br><p>Landlord-Tenant Law in Mississippi Authored By: The University of Mississippi School of Law Legal Clinic</p><p><a href="https://www.mslegalservices.org/resource/landlord-tenant-law-in-mississippi" rel="noopener noreferrer" target="_blank">https://www.mslegalservices.org/resource/landlord-tenant-law-in-mississippi</a></p><p>MS Legal Services: 1-800-498-1804</p><br><p>Mississippi Public Service Commission COVID-19 statements</p><p><a href="https://www.psc.ms.gov/node/555" rel="noopener noreferrer" target="_blank">https://www.psc.ms.gov/node/555</a></p><br><p>MS Legal Services: 1-800-498-1804</p><p>Mississippi Center for Justice: 601-352-2269 <a href="https://www.mscenterforjustice.org/" rel="noopener noreferrer" target="_blank">https://www.mscenterforjustice.org/</a></p><p>Fair Housing Hot Line: 1-877-352-2269</p><p>MS United to End Homelessness: 601-960-0557 <a href="https://www.muteh.org/" rel="noopener noreferrer" target="_blank">https://www.muteh.org/</a></p><p>Open Doors Homeless Coaliton: 228-604-2048 <a href="https://www.opendoorshc.org/" rel="noopener noreferrer" target="_blank">https://www.opendoorshc.org/</a></p><p>MS Home Corporation <a href="https://www.ms.gov/node/223" rel="noopener noreferrer" target="_blank">https://www.ms.gov/node/223</a></p><br><hr><p style="color:grey;font-size:0.75em;"> Hosted on Acast. 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