![Consumer Finance Monitor show](https://d3dthqtvwic6y7.cloudfront.net/podcast-covers/000/087/587/small/consumer-finance-monitor.jpg)
Summary: We look at industry and consumer comments and perspectives on key issues, including the proposal's potential implications for creditors collecting their own debts through UDAAP/UDAP and state collection laws, its approach to e-communications and "meaningful attorney involvement," and whether a final rule should address information transfers and file reviews or collecting time-barred debt. We also share predictions for what a final rule will contain and suggestions to reduce risk in first-party collections.