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Summary: 5 Financial New Year's Resolutions You Can Actually Stick To by Kerri Anne Renzulli More than two thirds of Americans want to start 2020 on a better financial footing — and picking a smart money-related New Year’s resolution can make all the difference. Topping the list for those vowing to make financial changes were: saving more (53% of people), paying down debt (51%) and spending less (35%), according to an annual study conducted by Fidelity Investments.