"If You Use Your 401(k)'s Default Option, You Could Be Making These 3 Big Mistakes," December 3, 2019

Summary: If You Use Your 401(k)'s Default Option, You Could Be Making These 3 Big Mistake by Rob Curran Target-date mutual funds, the default investment option in millions of retirement savers’ 401(k)s, offer an age-appropriate portfolio of stocks and bonds. But to get the most out of them, you still need to avoid some simple mistakes. Target-date funds first appeared in 1994 (targeting then-sci-fi-sounding years like 2020).