Chad Burton and Rob Black cover a wide range of listener email questions including Roth 401k(s), paying for college, and protecting you and your spouse’s future by preparing for long term healthcare costs.

Summary: Not enough people financially plan for prolonged nursing home stays. Medicare helps with these costs if you meet a certain criteria that only few actually meet. After that, expenses are all out of your own pocket. Also: • Combining traditional and Roth 401k’s contributions • Mega Roth 401k and creating huge amounts of tax free money • Funding college without a 529 plan • Pros and cons of carrying a mortgage • Mohammed and his multiple retirement accounts • Should Robert rollover his IRA