The fear of missing out on returns can be devastating to retirees, but economic cycles have been part of history for as long as we can remember. Be smart and stick to your retirement plan!

Summary: The stock market has been riding high for what feels like an impossibly long time. As a financial planner a common situation I deal with frequently is keeping your retirement plan on track when the market begs you to go all in or all out. Keeping a diversified portfolio just does better in the long run. Don’t let FOMO ruin your retirement! Other topics include: • Reasons why you shouldn’t be too aggressive right now if you’re close to retirement • Reviewing your insurance