The market goes from bottom left to top right. Is it possible that we already saw a bear market or are we at market all time highs?

Summary: Whenever the market starts to hit high points people immediately begin to wonder if they should pull out of the market. My response: “Get used to it! You'll spend roughly 70% of your life at market highs”. While the S&P 500 returned to September highs small cap stocks have a ways to go. Also: • The value of having a retirement plan • How and why to donate out of your IRA after age 70 • Analyzing your retirement tax planning strategy • Mutual Funds vs. ETF’s –Which is better for taxes?