Ep. 199 | Q & A - Future Proofing your Portfolio, Changing Loan Structure and Equity Release




The Property Couch show

Summary: Folks, with State Election around the corner and the Federal Election less than a year away, it’s time to future-proof your portfolio.<br> The market has changed and will continue to change. We’ve also got some challenges in the Macro landscape as well — lending regulations, potential changes to negative gearing and interest rate rises, just to name a few.<br> So you might be asking yourself, “How is it still possible to build a property portfolio and earn $2K per week in passive income with all of this other stuff happening?”<br> And you’ve got a good point. There IS a reason to be concerned, but this does NOT mean you have to abandon ship altogether. Far from it.<br> So in today’s episode — before our Surprise Superstar Guest joins us next week for our 200TH EPISODE!! — we’re going to answer some of your questions about how to do exactly this.<br>  <br> This is just a few of the things we’re discussing:<br> <br> * <a href="https://thepropertycouch.com.au/ep77-right-strategy-right-market-right-time/">The right time to buy in a changing market</a><br> * How should one approach 2019?<br> * Picking the bottom of the market (and if this is actually possible!)<br> * <a href="https://thepropertycouch.com.au/ep194-seven-tips-to-trap-surplus-cash/">Strategies to increase your cash flow</a><br> * The house price drop<br> * Releasing equity<br> * Starting with ZERO equity<br> * <a href="https://thepropertycouch.com.au/ep87-future-of-the-australian-property-market-dr-andrew-wilson/">The future of the property market</a><br> <br>  <br> Before we get to the questions, Ben is coming to all of you who are based in Perth! As the <a href="http://www.pica.asn.au/" target="_blank" rel="noopener">Chair of PICA</a> of course. Details below:<br> <br> When: 6:30 pm – 9:00 pm AWST, Tuesday, 4 December 2018<br><br> Where: Queens Building, Lecture Room, Level 1, 97 William Street, Perth, WA<br><br> Cost: FREE!<br> Link to secure your ticket: <a href="https://www.eventbrite.com.au/e/property-investors-council-of-australia-pica-wa-meet-up-perth-tickets-52447625259" target="_blank" rel="noopener">Reserve your Seat here</a><br> <br>  <br> And if you’re after the video that Bryce mentions in today’s show to Know Your Number… Watch it below or <a href="https://empowerwealth.com.au/blog/how-much-do-you-need-to-retire/" target="_blank" rel="noopener">click here to watch it now</a>.<br> <br><br>  <br> Finally, the questions we’re answering today…<br> Question from Mirella:<br> When talking about <a href="https://thepropertycouch.com.au/cpa-lorne-passive-income/">earning $2,000 per week in passive income</a> is this measured before or after outgoings; eg. rates, land tax, etc.?<br>  <br> Question from James:<br> Trying to build a portfolio whilst the <a href="https://thepropertycouch.com.au/rba-announcement-nov-2018/">future of interest rates</a> and <a href="https://thepropertycouch.com.au/ep196-q-a-negative-gearing-changes/">a change in government and a change to negative gearing</a> could potentially impact the market. How should one approach 2019?<br>  <br> Question about market sentiment/right time to buy from Kirthika:<br> Thanks for this session guys! Quick Q… there’s a lot of media activity discussing the impending drop in property prices over the next few years. As a result, my husband and I are <a href="https://thepropertycouch.com.au/ep196-q-a-negative-gearing-changes/">worried about investing now?</a> in the event we could buy for cheaper in a year! What are your thoughts?<br>  <br> Question about increasing cash flow and paying off debt from Nipper:<br> I feel confident with <a href="https://thepropertycouch.com.au/ep123-owner-occupier-appeal/">how to select investment grade properties.</a> But I’m not so sure on how to hold them then get to <a href="https://thepropertycouch.com."></a>