Episode 3 — Milenomics² No Annual Fee Edition: Cringeworthy Credit Cards Also: Amex Gold Business Redesign, Citi 4th Night free changes, $0 Fee Visa Gift Cards, Stop & Shop $20 off Gift Cards.




Milenomics ² Podcast - No Annual Fee Edition show

Summary: <p>Welcome to the latest episode of the Milenomics² No Annual Fee Podcast.</p> <p><a href="http://milenomics.com/feed/podcast">RSS feed for the No Annual Fee podcast</a></p> <p><strong>Today’s Topics Include:</strong></p> <ul> <li style="font-weight: 400;"> <strong>0:45 Amex Biz Gold Revamp</strong> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">$295 annual fee, not waived the first year</span></li> <li style="font-weight: 400;"> <span style="font-weight: 400;">4x in airfare, “select media”, “select technology providers”, gas, dining, shipping (</span><a href="http://www.americanexpress.com/us/content/rewards-info/business.html"><span style="font-weight: 400;">link with more detail</span></a><span style="font-weight: 400;">)</span> </li> <li style="font-weight: 400;"><span style="font-weight: 400;">Signup bonus is currently G Suite Basic and ZipRecruiter</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">What signup bonus will it require for you to get this card?</span></li> </ul> </li> <li style="font-weight: 400;"> <strong>2:05 Amex 1:1 Avianca</strong> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">US-Europe on Star Alliance 63k/87k</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">This should help add options w/o fuel surcharges. </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Long Haul Coach rates are reasonable and could be a hedge against high ticket prices</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Intra-US ‘short haul’ 7500 points.  CA to WA, TX to FL, Bos to DC. Very nice </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">No Close in Ticketing fee (BYOE for United flights). </span></li> </ul> </li> <li style="font-weight: 400;"> <strong>5:10 Citi Prestige eliminates concierge bookings in Sept ‘19 (<a href="http://information.citi.com/prestige/intro">link</a>)</strong> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">This means you can’t realize status benefits/earn points at loyalty hotels</span></li> <li style="font-weight: 400;"> <span style="font-weight: 400;">But 4th night free stacking with Premier/Prestige is still possible (</span><a href="http://milenomics.com/2018/06/citi-prestige-4th-night-free-four-seasons/"><span style="font-weight: 400;">example</span></a><span style="font-weight: 400;">)</span> </li> <li style="font-weight: 400;"><span style="font-weight: 400;">Though, you’re beholden to the sometimes bad prices in the TYP portal</span></li> </ul> </li> <li style="font-weight: 400;"> <strong>7:20 Staples fee-free $200 VGCs in-store 11/11-11/17 (<a href="http://weeklyad.staples.com/StaplesSD/WeeklyAd?storeid=2602708&amp;adref=staplesheader#!/store/2278321/searchlistings/visa">link</a>)</strong> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Technically limited to 1 per person, but not limited by register</span></li> </ul> </li> <li style="font-weight: 400;"><strong>7:55 Stop &amp; Shop $20 voucher towards groceries when buying $100 3rd Party GCs (<a href="https://milestomemories.boardingarea.com/stop-shop-gift-card-deal-3/">link</a>)</strong></li> <li> <span style="font-weight: 400;"><strong>8:30 Listener Question:</strong> </span><i><span style="font-weight: 400;">My friends frequently use co-branded cards like Marriott, United, and AA for all their spend, including restaurants. Help me convince them that they would be significantly better off with a different credit card strategy?</span></i> </li> </ul> <p>In this week’s Premium (subscription required) version of the podcast we discuss: <strong>An attempt to Cash Out Chase Ultimate Rewards at 1.5¢ per point, and how to Reinstate Expired United (or AA) miles for “Free.”</strong></p> <p><a href="https://www.patreon.com/posts/test-cash-out-of-22694797">https://www.patreon.com/posts/test-cash-out-of-22694797</a></p> <p> </p> <p>Subsc</p>