The market rallied last quarter, but is pulling back now. Is the media making things sound worse than it really is?

Summary: There have been rolling corrections in different sectors and in in different stocks making this month tough on investors following the large Q3 returns. Is now the time to become more conservative or simply ignore the headlines? Today I discuss: • Troubling media headlines and geopolitical events • Sheltering yourself from the chance that stocks and bonds decline at the same time in retirement • Paying down debt as a way to become more conservative • Comparing retirement withdrawal strategy a