Happy Tax Day! Here are a few friendly reminders to keep in mind before the day is over.

Summary: Happy Tax Day! Here are a few friendly reminders: 1. An extension does not delay penalties and interest on amounts you owe 2. Your IRA and Roth contribution must be postmarked today even if you file an extension 3. Self employed still have time to fund some retirement accounts. Other topics: • Estimated earnings growth rate • Increase on cash rates • Understanding what you own in bonds • What to do with old variable annuities • 529 plan mistakes • Finding an estate planning attorney