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Summary: Back in the '80s, Kay Fishburn had a dream: Americans would band together and make voluntary donations to the government to bring the national debt way down. She became something of a minor celebrity. On today's Planet Money, we check in with Fishburn. And we talk to an economist, who explains why it would be a bad idea for Americans to raid their savings accounts to pay off the national debt. It's all part of our ongoing quest to understand this whole gifts-to-pay-down-the-debt thing.