Today I discuss planning that begins in mid-October and being prepared when natural disasters strike.

Summary: It’s mid-October which means if you filed an extension Monday the 16th is the final day to file your tax return. Now is the time to get serious about your retirement planning options for 2017 if you are self employed. Another thing that happens in October is open enrollment for Medicare. Other topics include • Preparedness issues • ESG, faith based and socially responsible investing • Q3 recap • Emotional investing mistakes • Tests to determine retirement readiness • New e-service phish