Today I discuss non-qualified stock options and changes to paying down your mortgage in retirement

Summary: The average interest rate on the 30 year loan caused a 4.1% decline in mortgage. Thinking about interest rates I start today’s show by talking about exercising non-qualified stock options and paying taxes on them in retirement. I also discuss taking advantage of low interest and bond rates by paying off your mortgage going into retirement. Other topics include: Open enrollment for Medicare Year-end and year-beginning tax planning Elder abuse and what you can do about it Equalizing gifts