For fire victims, replacing lost things can be long, painful process




San Francisco Chronicle Business & Technology News - Spoken Edition show

Summary: This the home of Mark and Susan Bowe before it burned down in the 2015 Butte Fire. This the home of Mark and Susan Bowe before it burned down in the 2015 Butte Fire. After Mark Bowe lost his Calaveras County home in the September 2015 Butte Fire, he was surprised to learn that to get the full replacement value for things he had lost, he had to actually replace the items. Otherwise he would only get the depreciated value, which in almost all cases would be less.