Today I discuss proper stock market return expectations, another Top Ten States To Retire list and I answer an e-mail from a 30 year old asking how long it takes to reach $1 million when maxing his 401(k). I also tell a caller to spend some time learning

Summary: Today I discuss proper stock market return expectations, another Top Ten States To Retire list and I answer an e-mail from a 30 year old asking how long it takes to reach $1 million when maxing his 401(k). I also tell a caller to spend some time learning