![Investing Insights show](https://d3dthqtvwic6y7.cloudfront.net/podcast-covers/000/024/953/small/investing-insights-from-morningstar-com-audio.jpg)
Summary: Morningstar research found that the 4% withdrawal rate is not as practical for retirees as many think, while an optimal approach combines mortality rates with portfolio performance.
Summary: Morningstar research found that the 4% withdrawal rate is not as practical for retirees as many think, while an optimal approach combines mortality rates with portfolio performance.