Summary: Rarely is the conversation had about Short-Term or Long-Term Disability. Most people who apply don't realize many of the pitfalls or how often Employers under ERISA pay out these claims after two years. The fine print on these policies in my opinion, do the greatest harm to Policyholders. Join ESTRA today in sharing the best episodes of 2014 Radio Programs involving LTD Insurance Companies from a Policyholder's perspective.
