Summary: The Consumer Federation of America says safe drivers with lower-income, less-educated backgrounds often pay more for basic car insurance than their white-collar, better-educated counterparts. We take look at such car insurance disparities with Tom Feltner, director of financial services for the CFA; Franz Schneiderman, communications director for the Maryland Consumer Rights Coalition; Baltimore City Councilwoman Mary Pat Clarke; and Steve Weisbart, chief economist for the Insurance Information Institute.